Scott believes tracking is key when it comes to being financially free. Tracking where your money is going, whether it has a purpose, and if it will bring remorse later is something students, kids, and adults need to master for financial independence. Scott Smith is the Founder and CEO of Royal Legal Solutions, one of the top asset protection companies for real estate investors in the country. To be specific, he provides niche advice for 29,000 real-estate investors, representing most U.S. states, with holdings over $4.5 billion.